Here's a simple test to determine whether someone is sufficiently web-literate to be trusted with things such as online banking. The test will be trivial for anyone with the most basic knowledge of HTML; it is only intended for people who lack such. Note that the correct answer cannot be obtained by clicking on the link and seeing where it takes you.
The test is delivered by email, by sending an email containing the following:
Without clicking on it, please state whose website the following link takes you to, as well as the name of the webpage: http://www.nativeorchid.org/aboutnoci.htm. (Bonus marks for providing the "whois" info for the domain-name; and for explaining what made it confusing.)